Heavy rain falls for days and days, building up too much water for groundwater systems to handle. Slowly, the water level begins to rise, creeping higher and higher until it floods into your home, submerging your furniture and belongings. In extremely bad cases, flash floods, with their rushing torrents of muddy water, sweep away houses, cars, trees and people with ease.

Are you ready to protect yourself against this phenomenon? Explore this section to learn more about how floods happen, what the risks are and what you can do to help minimize the consequences of floods.